What Is My Home Worth?

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Friday, February 08, 2019

10816 Sun Ridge Rd, Goshen, KY 40026

Motivated Seller! Welcome to 10816 Sun Ridge Rd! This 4 bedroom, 3.5 bath home in Old Taylor Place is stunning and very unique! It portrays a luxury farmhouse feel with it's oak wood beams throughout and the open floor plan. The house welcomes you ...  Read More

Friday, February 08, 2019

Hiring a Real Estate Agent

Tips on Hiring a Real Estate Agent Before hiring a real estate agent, interview 3 agents. That’s right 3! Many people are of the opinion that all real estate agents are created equal. Nothing can be further from the truth. Just to name one ...  Read More



  • Closings are often held at the title company’s office but are may be at the real estate office or some other acceptable location.
  • Funds that buyers or sellers will pay or receive are detailed on a standard form called a HUD-1. All expenses or proceeds to both parties are shown on this 2-page form.
  • In most cases, buyers and sellers are both present, along with an attorney.
  • Realtors® and lenders don't have to be present but usually are.
  • Typically, sellers will sign the deed of the property over to the buyers in front of the attorney.
  • Buyers will sign the mortgage -- an 18-page standard document which pledges the home to the lender as collateral for the loan.
  • Attorneys will collect up-front payment from buyers to fund "escrow accounts", which enable the lender to pay your homeowners insurance, property taxes, etc.
  • Both parties will be asked to sign many legal forms -- disclosures, agreements to let the attorneys correct any errors discovered after the closing, etc.
  • Realtors® are paid by closing attorney out of the sellers' proceeds.
  • Sellers walk away from the closing table with a check and the buyers with keys to their dream home!

It sounds complicated, and it is -- but all of this is done by people who do it every day. It's made simple for the buyer and seller by the Realtor® and his/her trusted associates.